According to online mortgage resource HSH.com, a homeowner must earn $32,523 in order to own a home in Cleveland. The only city with a lower threshold was Pittsburgh, for which the figure was $31,134. The highest must-earn income for home ownership was $147,996 for San Francisco.

From HSH.com:

"HSH.com took the National Association of Realtors’ (NAR) 2015 fourth-quarter data for median-home prices and HSH.com’s 2015 fourth-quarter average interest rate for 30-year, fixed-rate mortgages to determine how much of your salary it would take to afford the base cost of owning a home - the principal, interest, taxes and insurance - in 27 metro areas.

We used standard 28 percent "front-end" debt ratios and a 20 percent down payment subtracted from the NAR’s median-home-price data to arrive at our figures. We've incorporated available information on property taxes and homeowner’s insurance costs to more accurately reflect the income needed in a given market."

Get all the details here.